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Home Purchase Basics

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.

 In General....

A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

 Count On Your Real Estate Agent To:

  1. Preview available homes and provide data to make an educated decision.
  2. Present the homes that suit your needs as you've defined them.
  3. Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

 Count On Your Loan Officer To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Work with your realtor to meet critical dates and keep the transaction on track.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as possible.
  3. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.

 

Belmont Savings Bank | NMLS #486283
2 Leonard Street, Belmont, MA  02478
Direct:  (617) 484-6700
onlineloancenter@belmontsavings.com
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